From weekend camping trips to cross-country adventures, your RV opens up endless possibilities for travel and leisure. At Affordable Insurance Group, we understand that your recreational vehicle is more than just transportation—it's a home away from home that needs specialized coverage.

Why Is Recreational Vehicle Insurance Important?

Recreational vehicle insurance is designed to offer financial support that combines elements of both auto and home coverage. Without proper RV coverage, you could face significant expenses from various scenarios. A single accident could leave you responsible for costly repairs and temporary lodging while your RV is fixed. Weather damage, theft of personal belongings, or injuries to guests visiting your RV at a campsite could all result in substantial out-of-pocket costs. Additionally, many campgrounds and RV parks require proof of specialized RV insurance before allowing extended stays.

What Does RV Insurance Cover?

A standard RV insurance policy may include several essential types of coverage:

• Collision coverage may help repair your RV if it's damaged in an accident with another vehicle or object.
• Comprehensive coverage may help with damages from non-collision incidents like theft, vandalism or weather events.
• Personal property coverage may assist in replacing belongings kept in your RV if they're damaged or stolen.
• Liability coverage may offer support if someone is injured in or around your RV and you're found responsible.
• Emergency expense coverage may help with temporary lodging if your RV becomes uninhabitable during a trip.

Start Your Journey Today

Contact Affordable Insurance Group for RV coverage that fits your travel style. Our Panama City team understands Florida's unique requirements and can help you find the right balance of coverage and cost. Visit our office or call today to learn how we can help secure your home on wheels.